{"kind":"expression","expression":{"expr_id":"95","doc_id":"95","label":"SL 9 of 2013","is_as_enacted":"t","commenced_on":null,"superseded_on":null,"valid_from":null,"valid_to":null,"is_current":"t","incorporating":null,"akn_expr_iri":"\/akn\/ky\/act\/sl\/2013\/9\/eng@2013-01-01","akn_envelope":"{\"_canary\": {\"iri\": {\"work\": \"\/akn\/ky\/act\/sl\/2013\/9\", \"expression\": \"\/akn\/ky\/act\/sl\/2013\/9\/eng@2013-01-01\", \"manifestation\": \"\/akn\/ky\/act\/sl\/2013\/9\/eng@2013-01-01.pdf\"}, \"pdf\": {\"md5\": \"4112f011537f0ac9b57ead8e1e01dd49\", \"path\": \"\/Users\/q\/kyleg-data\/working\/SUBORDINATE\/2013\/2013-0009\/2013-0009_SL 9 of 2013.pdf\", \"pages\": 12, \"filename\": \"2013-0009_SL 9 of 2013.pdf\"}, \"errors\": [], \"extraction\": {\"model\": null, \"stats\": {\"word_count\": 1757, \"paragraph_count\": 12, \"text_char_count\": 11296}, \"usage\": null, \"method\": \"pymupdf-text\", \"version\": \"kyleg-akn-1.0\", \"extracted_at\": \"2026-06-22\"}, \"classification\": \"text_layer\", \"validation_flags\": [], \"docai_processor_id\": null}, \"akomaNtoso\": {\"act\": {\"body\": [{\"eId\": \"sec_n1\", \"num\": null, \"text\": \"Insurance Law, 2010 INSURANCE (REPORTING) REGULATIONS, 2013 (SL 9 of 2013) SL 9 of 2013 PUBLISHING DETAILS Arrangement of Regulations SL 9 of 2013 Insurance Law, 2010 (SL 9 of 2013) Arrangement of Regulations Regulation 1. 2. 3.\", \"element\": \"section\", \"heading\": null}, {\"eId\": \"sec_4\", \"num\": \"4.\", \"text\": \"SCHEDULE FORMS Regulation 1 SL 9 of 2013 Insurance Law, 2010 (SL 9 of 2013) In exercise of the powers conferred by section 40 of the Insurance Law, 2010, the Governor in Cabinet makes the following Regulations \u2014\", \"element\": \"section\", \"heading\": null}, {\"eId\": \"sec_1\", \"num\": \"1.\", \"text\": \"Citation 1. These Regulations may be cited as the Insurance (Reporting) Regulations, 2013.\", \"element\": \"section\", \"heading\": null}, {\"eId\": \"sec_2\", \"num\": \"2.\", \"text\": \"Interpretation 2. In these Regulations \u2014 \u201cCayman risk\u201d means risks related to an insurer\u2019s domestic business ; \u201ccommissions paid\u201d means remuneration paid to a salesperson, broker or agent for the placement of an insurance contract with the insurer; \u201ccatastrophe model\u201d means a model with storm surge operational within the model, including RMS, AIR, Eqecat Models, or any other model approved by the Authority; \u201cdeposit accounted items\u201d means insurance related transactions that do not meet the accounting definition of risk transfer; \u201cgross written premium\u201d means in the case of external insurers the gross written premium related to Cayman risk less refunds collected, and in the case of locally incorporated insurers the gross written premium related to worldwide risk less refunds issued; Regulation 3 SL 9 of 2013 \u201cIBNR\u201d means incurred but not reported; \u201cinsurance manager\u201d means the holder of a valid insurance manager licence under section 4(3)(g) of the Law; \u201cmanager\u201d means a person, other than the approved insurance manager who handles, controls or directs the business operations of an insurer; \u201cprescribed management letter\u201d means written correspondence from the auditor with respect to any material audit related matters which should be brought to the attention of the Authority; \u201crecognized rating agency\u201d means A.M Best Company, Fitch, Moody\u2019s, Standard and Poor\u2019s, and any other agency approved by the Authority; \u201cregulated\u201d means regulated in a jurisdiction and by a body both recognized by the Authority for purpose of these Regulations; \u201creinsurance premium ceded\u201d means the total premium paid or payable to reinsurers in respect of risk transferred to such reinsurers by an insurance company under reinsurance contracts; \u201csalvage recoveries\u201d means the recoveries resulting from the right of an insurer who has taken over another\u2019s loss also to take over the other person\u2019s right to property against that loss; \u201csubrogation recoveries\u201d means the recoveries resulting from the right of an insurer who has taken over another\u2019s loss also to take over the other person\u2019s right to pursue remedies against a third party; \u201cunpaid claims\u201d means claims incurred but not yet paid; \u201cunearned premium reserve\u201d means an insurer\u2019s liability for its unearned premium as of any given valuation date; and \u201cworldwide risk\u201d means the entire insurance business of the insurer and includes its Cayman risk.\", \"element\": \"section\", \"heading\": null}, {\"eId\": \"sec_3\", \"num\": \"3.\", \"text\": \"Reporting instructions and forms 3. The forms set out in the Schedule are prescribed for the respective reporting purposes provided for in the Law and in these Regulations as specified in the respective headings to each of such forms. 4. Transitional provision 4. A licensee existing at the date of the coming into force of these Regulations shall comply with these Regulations at the next reporting date due but not less than twelve months from the date of the Regulations coming into force, unless otherwise prescribed by these Regulations. SCHEDULE SL 9 of 2013 SCHEDULE (Regulation 3) FORMS FORM 1 CAYMAN ISLANDS MONETARY AUTHORITY THE INSURANCE LAW, 2010 THE INSURANCE (REPORTING) REGULATIONS, 2013 ANNUAL RETURNS - CLASS A INSURER - SECTION 9 INSTRUCTIONS Name of Licensee ___________________ Licence No. _______________________ Annual Return for the year ended ________________________ Pursuant to the Insurance Law, 2010 provide the following in respect of the company\u2019s business: FOR LOCAL INSURERS: 1. Audited financial statements of worldwide risk prepared in accordance with internationally recognized accounting standards by an independent auditor approved by the Authority, together with a copy of any prescribed management letter issued by the auditor. 2. An actuarial valuation of worldwide risk certified by an actuary approved by the Authority, in accordance with Form 4-G or 4-L, as applicable. 3. Certification of solvency prepared by a person approved by the Authority. 4. Written confirmation that the information set out in the application for the licence, as modified by any subsequent changes approved by the Authority, remains correct.\", \"element\": \"section\", \"heading\": null}, {\"eId\": \"sec_5\", \"num\": \"5.\", \"text\": \"Domestic Business Report for its worldwide long term or general risk as applicable and in the format prescribed in Form 1-L (long term) or Form 1-G (general).\", \"element\": \"section\", \"heading\": null}, {\"eId\": \"sec_6\", \"num\": \"6.\", \"text\": \"Domestic Underwriting Report for its worldwide long term or general risk as applicable and in the format prescribed in Form 2-L (long term) or Form 2-G (general).\", \"element\": \"section\", \"heading\": null}, {\"eId\": \"sec_7\", \"num\": \"7.\", \"text\": \"Reinsurance Report which should include :- a. copy of all reinsurance cover notes in respect of domestic business as evidence of reinsurance cover; b. facultative reinsurance contracts where the premium for any particular cover exceeds 10% of the gross written premium for the class; and c. cessions to other reinsurers which may be grouped geographically. SCHEDULE SL 9 of 2013\", \"element\": \"section\", \"heading\": null}, {\"eId\": \"sec_8\", \"num\": \"8.\", \"text\": \"Funds for Claims Settlement Report in Form 3.\", \"element\": \"section\", \"heading\": null}, {\"eId\": \"sec_9\", \"num\": \"9.\", \"text\": \"A list of all agents and brokers with authority to solicit business on behalf of the company and brokers with whom business has been transacted during the reporting year and confirmation that the agents are fit and proper persons.\", \"element\": \"section\", \"heading\": null}, {\"eId\": \"sec_10\", \"num\": \"10.\", \"text\": \"Such other information as may be required on a request basis. FOR EXTERNAL INSURERS: 1. Audited financial statements of Cayman risk prepared in accordance with internationally recognized accounting standards by an independent auditor approved by the Authority, together with a copy of any prescribed management letter issued by the auditor. 2. An actuarial valuation of Cayman risk certified by an actuary approved by the Authority, in accordance with Form 4-G or 4-L, as applicable. 3. Certification of solvency prepared by a person approved by the Authority; 4. Written confirmation that the information set out in the application for the licence, as modified by any subsequent changes approved by the Authority, remains correct. 5. Domestic Business Report for Cayman long term or general business as applicable and in the format prescribed in Form 1-L (long term) or Form 1-G (general). 6. Domestic Underwriting Report for Cayman long term or general business as applicable and in the format prescribed in Form 2-L (long term) or Form 2-G (general). 7. Reinsurance Report which should include: a. copy of all reinsurance cover notes in respect of domestic business as evidence of reinsurance cover; b. facultative reinsurance contracts where the premium for any particular cover exceeds 10% of the gross written premium for the class; and c. cessions to other reinsurers which may be grouped geographically. 8. Funds for Claims Settlement Report in Form 3. 9. A copy of the form or return equivalent to the documents required by section 9 of the Law and by this Regulation, most recently filed with the insurance regulator in the jurisdiction of its principal or registered office. 10. A list of all agents and brokers with authority to solicit business on behalf of the company and brokers with whom business has been transacted during the reporting year and confirmation that the agents are fit and proper persons, and\", \"element\": \"section\", \"heading\": null}, {\"eId\": \"sec_11\", \"num\": \"11.\", \"text\": \"Such other information as may be required on a request basis. Note: Annual report filing deadline: 6 months after company\u2019s financial year end. Some items in this form may be waived for certain companies, as determined by the Authority on a case-by-case basis. SCHEDULE SL 9 of 2013 FORM 1-L CAYMAN ISLANDS MONETARY AUTHORITY THE INSURANCE LAW, 2010 THE INSURANCE (REPORTING) REGULATIONS, 2013 Liabilities1 Class of Business Aggregate Insurance in force Total Policies in force at the beginning of the period Total Policies in force at the end of the period Estimated Policyholder Liabilities Whole Life Universal Life Term Life Non-NPO Regulated Annuities NPO Regulated Annuities Unit Linked Other (specify) *  *   *  * 1 For locally incorporated companies, report worldwide risk and for external companies report Cayman risk. SCHEDULE SL 9 of 2013 FORM 1-G CAYMAN ISLANDS MONETARY AUTHORITY THE INSURANCE LAW, 2010 THE INSURANCE (REPORTING) REGULATIONS, 2013 DOMESTIC BUSINESS REPORT (GENERAL)2 Class of Business Aggregate Insurance in force Total Policies in force at the beginning of the period Total Policies in force at the end of the period Unearned Premium Reserves* Outstanding Claims Reserves* IBNR Reserves* Property (including Engineerin g) Motor Liability Health Other (Specify) Total (*) Net of Reinsurance 2 For locally incorporated companies, report worldwide risk and for external companies report Cayman risk. SCHEDULE SL 9 of 2013 FORM 2-L CAYMAN ISLANDS MONETARY AUTHORITY THE INSURANCE LAW, 2010 THE INSURANCE (REPORTING) REGULATIONS, 2013 UNDERWRITING REPORT (LONG TERM)3 Class of Business Premiums4 Benefits or Annuity Payments Paid Change in policyholder liabilities Commission expenses Underwriting, Management and other Administration Expenses Net Underwriting Income Gross Reinsurance Ceded Gross Net Gross Net Gross Net 3 For locally incorporated companies, report worldwide risk and for external companies report Cayman risk. 4 For locally incorporated companies, report worldwide risk and for external companies report Cayman risk. S I N G L E F I R S T Y E A R R E N E W A L S I N G L E F I R S T Y E A R R E N E W A L D E A T H M A T U R I T Y E X P I R Y L A P S E S U R R E N D E R O T H E R D E A T H M A T U R I T Y E X P I R Y L A P S E S U R R E N D E R O T H E R Whole Life Universal Life Term Life Non-NPO regulated pension and annuities SCHEDULE SL 9 of 2013 Made in Cabinet the 12th day of February, 2013. Kim Bullings Clerk of the Cabinet.\", \"element\": \"section\", \"heading\": null}], \"meta\": {\"notes\": null, \"workflow\": null, \"lifecycle\": {\"source\": \"#cilegis\", \"eventRef\": [{\"eId\": \"e_commence_2013_01_01\", \"date\": \"2013-01-01\", \"type\": \"generation\", \"source\": \"#cilegis\"}]}, \"references\": {\"source\": \"#canary\", \"TLCRole\": [], \"TLCEvent\": [{\"eId\": \"ev_commencement\", \"href\": \"\/akn\/ontology\/canary\/event\/commencement\", \"showAs\": \"commencement\"}], \"TLCPerson\": [], \"TLCConcept\": [{\"eId\": \"inForce\", \"href\": \"\/akn\/ontology\/canary\/concept\/temporal\/in-force\", \"showAs\": \"in force\"}], \"TLCProcess\": [], \"TLCLocation\": [], \"TLCOrganization\": [{\"eId\": \"cilegis\", \"href\": \"\/akn\/ontology\/canary\/organization\/editor\/cilegis\", \"showAs\": \"Cayman Islands legislation mirror (kyleg)\"}]}, \"temporalData\": {\"source\": \"#cilegis\", \"temporalGroup\": [{\"eId\": \"tg_inforce_2013_01_01\", \"timeInterval\": 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REGULATIONS,\n2013\n(SL 9 of 2013)\nArrangement of Regulations\nRegulation\nPage\n1.\nCitation ......................................................................................................................................5\n2.\nInterpretation .............................................................................................................................5\n3.\nReporting instructions and forms ...............................................................................................6\n4.\nTransitional provision .................................................................................................................6\nSCHEDULE\n7\nFORMS\n7\n\nInsurance (Reporting) Regulations, 2013\nRegulation 1\n\nc\nSL 9 of 2013\nPage 5\n\nCAYMAN ISLANDS\n\nInsurance Law, 2010\nINSURANCE (REPORTING) REGULATIONS,\n2013\n(SL 9 of 2013)\nIn exercise of the powers conferred by section 40 of the Insurance Law, 2010, the\nGovernor in Cabinet makes the following Regulations \u2014\n1.\nCitation\n1.\nThese Regulations may be cited as the Insurance (Reporting) Regulations, 2013.\n2.\nInterpretation\n2.\nIn these Regulations \u2014\n\u201cCayman risk\u201d means risks related to an insurer\u2019s domestic business ;\n\u201ccommissions paid\u201d means remuneration paid to a salesperson, broker or\nagent for the placement of an insurance contract with the insurer;\n\u201ccatastrophe model\u201d means a model with storm surge operational within the\nmodel, including RMS, AIR, Eqecat Models, or any other model approved by\nthe Authority;\n\u201cdeposit accounted items\u201d means insurance related transactions that do not\nmeet the accounting definition of risk transfer;\n\u201cgross written premium\u201d means in the case of external insurers the gross\nwritten premium related to Cayman risk less refunds collected, and in the case\nof locally incorporated insurers the gross written premium related to\nworldwide risk less refunds issued;\n\nRegulation 3\nInsurance (Reporting) Regulations, 2013\n\nPage 6\nSL 9 of 2013\nc\n\n\u201cIBNR\u201d means incurred but not reported;\n\u201cinsurance manager\u201d means the holder of a valid insurance manager licence\nunder section 4(3)(g) of the Law;\n\u201cmanager\u201d means a person, other than the approved insurance manager who\nhandles, controls or directs the business operations of an insurer;\n\u201cprescribed management letter\u201d means written correspondence from the\nauditor with respect to any material audit related matters which should be\nbrought to the attention of the Authority;\n\u201crecognized rating agency\u201d means A.M Best Company, Fitch, Moody\u2019s,\nStandard and Poor\u2019s, and any other agency approved by the Authority;\n\u201cregulated\u201d means regulated in a jurisdiction and by a body both recognized\nby the Authority for purpose of these Regulations;\n\u201creinsurance premium ceded\u201d means the total premium paid or payable to\nreinsurers in respect of risk transferred to such reinsurers by an insurance\ncompany under reinsurance contracts;\n\u201csalvage recoveries\u201d means the recoveries resulting from the right of an\ninsurer who has taken over another\u2019s loss also to take over the other person\u2019s\nright to property against that loss;\n\u201csubrogation recoveries\u201d means the recoveries resulting from the right of an\ninsurer who has taken over another\u2019s loss also to take over the other person\u2019s\nright to pursue remedies against a third party;\n\u201cunpaid claims\u201d means claims incurred but not yet paid;\n\u201cunearned premium reserve\u201d means an insurer\u2019s liability for its unearned\npremium as of any given valuation date; and\n\u201cworldwide risk\u201d means the entire insurance business of the insurer and\nincludes its Cayman risk.\n3.\nReporting instructions and forms\n3.\nThe forms set out in the Schedule are prescribed for the respective reporting\npurposes provided for in the Law and in these Regulations as specified in the\nrespective headings to each of such forms.\n4.\nTransitional provision\n4.\nA licensee existing at the date of the coming into force of these Regulations shall\ncomply with these Regulations at the next reporting date due but not less than\ntwelve months from the date of the Regulations coming into force, unless otherwise\nprescribed by these Regulations.\n\nInsurance (Reporting) Regulations, 2013\nSCHEDULE\n\nc\nSL 9 of 2013\nPage 7\n\n SCHEDULE\n(Regulation 3)\nFORMS\nFORM 1\nCAYMAN ISLANDS MONETARY AUTHORITY THE INSURANCE LAW, 2010\nTHE INSURANCE (REPORTING) REGULATIONS, 2013 ANNUAL RETURNS -\nCLASS A INSURER - SECTION 9\nINSTRUCTIONS\nName of Licensee ___________________\nLicence No. _______________________\nAnnual Return for the year ended ________________________\nPursuant to the Insurance Law, 2010 provide the following in respect of\nthe company\u2019s business:\nFOR LOCAL INSURERS:\n1.\nAudited financial statements of worldwide risk prepared in accordance with\ninternationally recognized accounting standards by an independent auditor approved\nby the Authority, together with a copy of any prescribed management letter issued\nby the auditor.\n2.\nAn actuarial valuation of worldwide risk certified by an actuary approved by the\nAuthority, in accordance with Form 4-G or 4-L, as applicable.\n3.\nCertification of solvency prepared by a person approved by the Authority.\n4.\nWritten confirmation that the information set out in the application for the licence,\nas modified by any subsequent changes approved by the Authority, remains correct.\n5.\nDomestic Business Report for its worldwide long term or general risk as applicable\nand in the format prescribed in Form 1-L (long term) or Form 1-G (general).\n6.\nDomestic Underwriting Report for its worldwide long term or general risk as\napplicable and in the format prescribed in Form 2-L (long term) or Form 2-G\n(general).\n7.\nReinsurance Report which should include :-\na.\ncopy of all reinsurance cover notes in respect of domestic business as\nevidence of reinsurance cover;\nb.\nfacultative reinsurance contracts where the premium for any particular\ncover exceeds 10% of the gross written premium for the class; and\nc.\ncessions to other reinsurers which may be grouped geographically.\n\nSCHEDULE\nInsurance (Reporting) Regulations, 2013\n\nPage 8\nSL 9 of 2013\nc\n\n8.\nFunds for Claims Settlement Report in Form 3.\n9.\nA list of all agents and brokers with authority to solicit business on behalf of the\ncompany and brokers with whom business has been transacted during the reporting\nyear and confirmation that the agents are fit and proper persons.\n10. Such other information as may be required on a request basis.\nFOR EXTERNAL INSURERS:\n1.\nAudited financial statements of Cayman risk prepared in accordance with\ninternationally recognized accounting standards by an independent auditor approved\nby the Authority, together with a copy of any prescribed management letter issued\nby the auditor.\n2.\nAn actuarial valuation of Cayman risk certified by an actuary approved by the\nAuthority, in accordance with Form 4-G or 4-L, as applicable.\n3.\nCertification of solvency prepared by a person approved by the Authority;\n4.\nWritten confirmation that the information set out in the application for the licence,\nas modified by any subsequent changes approved by the Authority, remains correct.\n5.\nDomestic Business Report for Cayman long term or general business as applicable\nand in the format prescribed in Form 1-L (long term) or Form 1-G (general).\n6.\nDomestic Underwriting Report for Cayman long term or general business as\napplicable and in the format prescribed in Form 2-L (long term) or Form 2-G\n(general).\n7.\nReinsurance Report which should include:\na.\ncopy of all reinsurance cover notes in respect of domestic business as evidence of\nreinsurance cover;\nb.\nfacultative reinsurance contracts where the premium for any particular cover\nexceeds 10% of the gross written premium for the class; and\nc.\ncessions to other reinsurers which may be grouped geographically.\n8.\nFunds for Claims Settlement Report in Form 3.\n9.\nA copy of the form or return equivalent to the documents required by section 9 of\nthe Law and by this Regulation, most recently filed with the insurance regulator in\nthe jurisdiction of its principal or registered office.\n10. A list of all agents and brokers with authority to solicit business on behalf of the\ncompany and brokers with whom business has been transacted during the reporting\nyear and confirmation that the agents are fit and proper persons, and\n11. Such other information as may be required on a request basis.\nNote: Annual report filing deadline: 6 months after company\u2019s financial year end. Some\nitems in this form may be waived for certain companies, as determined by the Authority\non a case-by-case basis.\n\nInsurance (Reporting) Regulations, 2013\nSCHEDULE\n\nc\nSL 9 of 2013\nPage 9\n\nFORM 1-L\nCAYMAN ISLANDS MONETARY AUTHORITY THE INSURANCE LAW, 2010\nTHE INSURANCE (REPORTING) REGULATIONS, 2013\nLiabilities1\n\nClass of\nBusiness\nAggregate\nInsurance in\nforce\nTotal Policies\nin force at the\nbeginning of\nthe period\nTotal Policies\nin force at the\nend of the\nperiod\nEstimated\nPolicyholder\nLiabilities\nWhole Life\nUniversal Life\nTerm Life\nNon-NPO\nRegulated\nAnnuities\nNPO\nRegulated\nAnnuities\nUnit Linked\nOther (specify)\n*  *   *  *\n\n1 For locally incorporated companies, report worldwide risk and for\nexternal companies report Cayman risk.\n\nSCHEDULE\nInsurance (Reporting) Regulations, 2013\n\nPage 10\nSL 9 of 2013\nc\n\nFORM 1-G\nCAYMAN ISLANDS MONETARY AUTHORITY THE INSURANCE LAW, 2010\nTHE INSURANCE (REPORTING) REGULATIONS, 2013 DOMESTIC\nBUSINESS REPORT (GENERAL)2\n\nClass of\nBusiness\nAggregate\nInsurance in\nforce\nTotal Policies\nin force at the\nbeginning of the\nperiod\nTotal\nPolicies in\nforce at\nthe end of\nthe period\nUnearned\nPremium\nReserves*\nOutstanding\nClaims\nReserves*\nIBNR Reserves*\nProperty\n(including\nEngineerin g)\nMotor\nLiability\nHealth\nOther\n(Specify)\nTotal\n(*) Net of Reinsurance\n2 For locally incorporated companies, report worldwide risk and for\nexternal companies report Cayman risk.\n\nInsurance (Reporting) Regulations, 2013\nSCHEDULE\n\nc\nSL 9 of 2013\nPage 11\n\nFORM 2-L\nCAYMAN ISLANDS MONETARY AUTHORITY THE INSURANCE LAW, 2010\nTHE INSURANCE (REPORTING) REGULATIONS, 2013 UNDERWRITING\nREPORT (LONG TERM)3\n\nClass of\nBusiness\nPremiums4\nBenefits or\nAnnuity\nPayments\nPaid\nChange in\npolicyholder\nliabilities\nCommission\nexpenses\nUnderwriting,\nManagement and other\nAdministration\nExpenses\nNet\nUnderwriting\nIncome\nGross Reinsurance\nCeded\nGross Net\nGross Net\nGross Net\n\n3 For locally incorporated companies, report worldwide risk and for external companies\nreport Cayman risk.\n4 For locally incorporated companies, report worldwide risk and for external companies\nreport Cayman risk.\n\nS\nI\nN\nG\nL\nE\nF\nI\nR\nS\nT\n\nY\nE\nA\nR\nR\nE\nN\nE\nW\nA\nL\nS\nI\nN\nG\nL\nE\nF\nI\nR\nS\nT\n\nY\nE\nA\nR\nR\nE\nN\nE\nW\nA\nL\nD\nE\nA\nT\nH\nM\nA\nT\nU\nR\nI\n T\nY\nE\nX\nP\nI\nR\nY\nL\nA\nP\nS\nE\nS\nU\nR\nR\nE\nN\nD\nE\nR\nO\nT\nH\nE\nR\nD\nE\nA\nT\nH\nM\nA\nT\nU\nR\nI\nT\nY\nE\nX\nP\nI\nR\nY\nL\nA\nP\nS\nE\nS\nU\nR\nR\nE\nN\nD\nE\nR\nO\nT\nH\nE\nR\nWhole Life\n\nUniversal Life\n\nTerm Life\n\nNon-NPO\nregulated pension and\nannuities\n\nSCHEDULE\nInsurance (Reporting) Regulations, 2013\n\nPage 12\nSL 9 of 2013\nc\n\nMade in Cabinet the 12th day of February, 2013.\nKim Bullings\nClerk of the Cabinet.","akn_extracted_at":"2026-06-22 15:38:43.741393+00","cms_id":"2013-0009","law_type":"subordinate","year":"2013","number":"9","title":"Insurance (Reporting) Regulations","status":"in_force"},"provenance":{"files":[{"file_id":"4900","expr_id":"95","kind":"akn_xml","filename":"2013-0009_SL 9 of 2013.akn.xml","source_url":null,"storage_path":"\/Users\/q\/kyleg-data\/working\/SUBORDINATE\/2013\/2013-0009\/2013-0009_SL 9 of 2013.akn.xml","content_md5":"54862d9e3e9ea0349f769c7e7e78c04a","byte_size":"13979","http_last_modified":null,"fetched_at":"2026-06-22 15:38:43.842835+00"},{"file_id":"189","expr_id":"95","kind":"pristine_pdf","filename":"2013-0009_SL 9 of 2013.pdf","source_url":"\/cms\/images\/LEGISLATION\/SUBORDINATE\/2013\/2013-0009\/2013-0009_SL 9 of 2013.pdf","storage_path":"\/Users\/q\/kyleg-data\/pristine\/SUBORDINATE\/2013\/2013-0009\/2013-0009_SL 9 of 2013.pdf","content_md5":"4112f011537f0ac9b57ead8e1e01dd49","byte_size":"448889","http_last_modified":null,"fetched_at":"2026-06-21 23:09:35.661482+00"},{"file_id":"190","expr_id":"95","kind":"working_pdf","filename":"2013-0009_SL 9 of 2013.pdf","source_url":"\/cms\/images\/LEGISLATION\/SUBORDINATE\/2013\/2013-0009\/2013-0009_SL 9 of 2013.pdf","storage_path":"\/Users\/q\/kyleg-data\/working\/SUBORDINATE\/2013\/2013-0009\/2013-0009_SL 9 of 2013.pdf","content_md5":"4112f011537f0ac9b57ead8e1e01dd49","byte_size":"448889","http_last_modified":null,"fetched_at":"2026-06-21 23:09:35.661482+00"}],"paragraph_count":3,"latest_history":null},"quality":{"expr_id":"95","doc_id":"95","quality_state":"needs_review","quality_score":"76","needs_human_review":"t","deterministic_categories":"{duplicate_text,page_header_footer_noise}","llm_categories":"{truncated_text,other}","repair_actions":"{coalesce_fragmented_ocr_lines,collapse_duplicate_text,manual_review,reextract_full_text,strip_page_furniture}","finding_severity_counts":"{\"low\": 1, \"medium\": 1}","finding_summary":"Sample appears mostly intact but shows signs of truncation in schedule\/forms; 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